REFNATION
EducationNationalClosed · Final

Should the government reverse the freeze on student loan repayment thresholds?

Yes 66%No 34%56 votes cast

The Treasury select committee has accused the government of mis-selling student loans through promotional slides comparing repayments to mobile phone contracts and YouTube videos that omitted the fact that loan terms could change. Rachel Reeves announced last year that the repayment threshold on plan 2 loans would be frozen at £29,385 for three years from April 2027. The committee says ministers have a moral obligation to reverse this decision and honour the original terms sold to students.

Jump to opinions· 1

The vote reads less like a debate about fiscal arithmetic than a verdict on trust: two in three voters backed reversing the threshold freeze, effectively siding with the select committee's charge that students were mis-sold their loans on terms that then moved. That the youngest cohorts, those with most to lose, voted yes almost as readily as those in their forties and fifties suggests this landed as a fairness question rather than a generational grievance.

The one clear dissent came from the over-65s, a small group but a strikingly one-sided one, three of four voting to keep the freeze — the only bloc in the entire sample not persuaded. Men and women split in similar proportions to the overall result, with no real gender gulf to speak of; this was an age story, not a sex one, and even there the fracture sat only at the very top of the age range.

The result taps into a wider vein of unease that has followed student finance since 2012 — the sense among borrowers that the goalposts move after the whistle, echoed in the government's own struggles to justify plan 2 changes to the OBR and the courts. A committee accusing ministers of a "moral obligation" found an unusually receptive echo chamber here.

If ministers were hoping public patience with retrospective changes to loan terms had worn thin, this chamber suggests otherwise, at least for anyone still young enough to be paying them off.

LeftCentreRight
  • The Anti-Militarist LeftLeft
    YES
  • M
    mpwban· 186
    The Rearmed StatistLeft
    YES
  • B
    Bigden40· 155
    The Sovereigntist DisciplinarianHard Right
    NO
  • The Dovish EgalitarianLeft
    YES
  • Artikel5· 223
    The Constitutional Border DissenterCentre Right
    YES
  • T
    Ted_e_boy· 122
    The Firm-Hand PragmatistCentre Right
    NO
  • ThisisKaj· 379
    Leader of PeopleCentre Left
    YES
  • The Anti-Establishment LoyalistCentre Right
    YES
  • C
    Ciar_s· 28
    The Firm-Border RenterCentre
    YES
  • The Old Labour RealistCentre Left
    YES
  • The Traditional RealistRight
    YES
  • The Solar-Skeptic LeftistCentre
    YES
  • The Chaperoned RightwingerCentre Right
    NO
  • The Pragmatic TraditionalistCentre Right
    NO
  • S
    The Anti-Militarist LeftCentre
    YES
  • Angel· 466
    The Anti-Establishment HardlinerRight
    YES
  • R
    The Hard-Hat RedistributorCentre
    YES
  • The Early-Days LocalistCentre Left
    NO
  • B
    bb2ks· 124
    The Institutional RightRight
    YES
  • The Redistributive RealistCentre Left
    YES
66%
Yes · 37 votes
34%
No · 19 votes
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1 Opinion

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Glasses· 326
The Energy Sovereignty Dissenter
Voted noRight

Have to pay for education!! Disgusting. Most MPs got uni free. Scrap fees but also do away with micky mouse degrees