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Should the government reverse the freeze on student loan repayment thresholds?
EducationEnded 9 Jul

Should the government reverse the freeze on student loan repayment thresholds?

Yes 66%No 34%56 votes cast

The Treasury select committee has accused the government of mis-selling student loans through promotional slides comparing repayments to mobile phone contracts and YouTube videos that omitted the fact that loan terms could change. Rachel Reeves announced last year that the repayment threshold on plan 2 loans would be frozen at £29,385 for three years from April 2027. The committee says ministers have a moral obligation to reverse this decision and honour the original terms sold to students.

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The vote reads less like a debate about fiscal arithmetic than a verdict on trust: two in three voters backed reversing the threshold freeze, effectively siding with the select committee's charge that students were mis-sold their loans on terms that then moved. That the youngest cohorts, those with most to lose, voted yes almost as readily as those in their forties and fifties suggests this landed as a fairness question rather than a generational grievance.

The one clear dissent came from the over-65s, a small group but a strikingly one-sided one, three of four voting to keep the freeze — the only bloc in the entire sample not persuaded. Men and women split in similar proportions to the overall result, with no real gender gulf to speak of; this was an age story, not a sex one, and even there the fracture sat only at the very top of the age range.

The result taps into a wider vein of unease that has followed student finance since 2012 — the sense among borrowers that the goalposts move after the whistle, echoed in the government's own struggles to justify plan 2 changes to the OBR and the courts. A committee accusing ministers of a "moral obligation" found an unusually receptive echo chamber here.

If ministers were hoping public patience with retrospective changes to loan terms had worn thin, this chamber suggests otherwise, at least for anyone still young enough to be paying them off.

“Have to pay for education!! Disgusting. Most MPs got uni free. Scrap fees but also do away with micky mouse degrees”

NO case · Glasses · 0 respects

66%
Yes
majority
34% No
Votes56
Skipped0
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% voting yes, by leaning

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83% yes among Left voters, 6 of them
56% yes among C. Left voters, 9 of them
67% yes among Centre voters, 15 of them
67% yes among C. Right voters, 12 of them
50% yes among Right voters, 10 of them
100% yes among H. Right voters, 1 of them
H. Left
Left
C. Left
Centre
C. Right
Right
H. Right
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1 Opinion

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Glasses· 683
The Atlantic Gatekeeper
Voted noRight lean

Have to pay for education!! Disgusting. Most MPs got uni free. Scrap fees but also do away with micky mouse degrees