Should the government lower the student loan repayment threshold or cut interest rates?

An MP inquiry into England’s student loan system begins this week. Graduates repay 9% of earnings above a threshold frozen at £29,385 from 2027, with unpaid balances written off after 30 years. A British Social Attitudes survey shows 34% of people now say a degree is not worth the time and money, up from 14% in 2005.